Of Unity and the Tenth Commandment

Photo by Luis Lara on Unsplash

It may be a commonplace to comment on popular culture’s war on the Ten Commandments, but it merits the effort. At best they are treated in Hollywood and other secular Zions of pop culture as the Ten Old Fashioned Ideas. Undeniably, Moses was after all just another one of those old white men, whom many with public microphones wish would fade from the contemporary scene (as long as they keep paying the bills).

Yet there seems to linger in the hearts and minds of most people in America who are not cultural trend setters an enduring if vague respect for Ten Commandment concepts such as the preeminence of God, the duties to parents, abhorrence of murder, the value of marriage covenants, the evils of theft, and that telling the truth is still better than lying. These are basic concepts that even children have little trouble understanding.

I must confess, however, that as a child I had difficulty understanding the tenth commandment, “Thou shalt not covet” (Exodus 20:17). “Covet” is not a word much found in a child’s vocabulary, or in anyone else’s for that matter. It required explaining to me. Then it was not overly hard to take in as an idea. I did wonder, though, why it had an exalted place with the other nine commandments. The gravity of theft, murder, sacrilege, lying, not going to Church on Sunday, and even dishonoring parents I could sense as a child, but why make such a big deal about coveting? Very bad things happen from breaking those other commandments. Sure, coveting, as explained to me, led to other sins, such as stealing, murder, lying and the rest, but where was the great evil in the thing itself? You could go to jail for breaking some of the other Ten Commandments, and you certainly were on the high road to hell if you did. Coveting might make you feel unhappy or dislike someone who had something you wanted—not good, but was it really so bad?

I have come to learn, with time and experience, that the answer is, Yes, it is very bad. The Ten Commandments address, first, our relationship with God; second, our relationship with family; and finally our relationship with our neighbors and in the communities where we live. Coveting is a powerful corrosive acid in community relationships. It dissolves kindness and respect and love for our fellows, leaving an envy that has hate at its root.

Indulged in, coveting insidiously works to separate us from those who have what we might want. One need not act on the coveting, one need not steal, lie, cheat, commit adultery, or engage in other offenses for the wedge of coveting to work its evil within society. Neighbors become cold, businessmen and workers become self-centered, helping hands become harder to find, envy and jealousy increasingly push compassion and cooperation aside. The poor hate any richer than they, and those who are better off lose their pity and concern for those whom they might otherwise be quick to help and encourage.

I am not one who looks to our political leaders to be moral leaders, but I do look to them to be virtuous. Morality must be a fundamental qualification for those to whom we give authority to make, execute, and judge the laws if we want our laws and their administration to be based upon virtue. We do not and should not derive our morality from these people, but we should expect them to act morally in the exercise of the duties and powers that they derive from the people whom they govern.

It is more than irresponsible, then, that coveting is in fact advocated for the nation to embrace as a defining element of economic policy. This national call to covet is dangerous to our community. Look again at how the evil was described on Mount Sinai:

Thou shalt not covet thy neighbour’s house, thou shalt not covet thy neighbour’s wife, nor his manservant, nor his maidservant, nor his ox, nor his ass, nor any thing that is thy neighbour’s. (Exodus 20:17)

All sharing in the tax burden is a necessary element of self-government. Self-government does not work without all the individual selves in society pitching in fairly.  What Congress enacts as national policy should be carried by those who compose the nation.

By the way, I am not aware of any religion that condones coveting.  But even if the fear of God does not make you slow to covet, objective love for the nation as a whole and the integrity of the society should cause you to recoil from a political platform based upon feeding the fires of envy.

Of Burgers-Fries and Excellence

Photo by Peter Dawn on Unsplash

My favorite local hamburger joint is the simply named “Burger Shack.”  The hamburgers are good, made to order, with an option for a gluten-free bun; prices are decent.  Where this joint completely outshines the crowded competition is that the fries are far and away the best around.

One might think that with a commonplace menu centered on burgers, fries, and milkshakes the fare could easily become mediocre.  There is plenty of that available in the surrounding culinary community.  The national mass-production chains cater to the market for mediocre.  They had occupied the so-so field for so long that it appeared that all the burger rivalry was solely among the giant mediocrities, working hard to find new ways to repackage and remarket the same thing, becoming more alike in their efforts to appear different.

Who knew that people—lots of people—could be attracted to excellence in burgers and fries?  A few daring souls made a go at the chance that there may be customer demand for more than mediocre.  The market allowed it and rewarded it.  Competition to rise above mediocre has become fierce, with customers benefitting from the choices offered.    

Not that I would forbid mediocrity.  Mediocrity is O.K., as far as it goes, but only O.K.  I am happy that there can be more.

Enjoying better burgers, pleased with better shoes, and glad for better dentists, I find the insistence on mediocrity and the outcry against excellence astonishing.  How frequently we encounter voices decrying competition, seeking to standardize everything by treating everything and everyone the same!  Is that what people really want?  We used to have a shelf full of trophies “won” by our children just for showing up.  We failed to convince the kids to take them to their own homes for display.

More astonishing is the assertion that celebration of mediocrity and condemnation of competition promote diversity.  The theory is that diversity cannot compete in a system that rewards excellence.  What is the alternative prescription for diversity from these levelers?  They demand removal of standards that applaud excellence in achievement or that recognize merit in performance.

Reality reveals opposite results.  This leveler ethic promotes either or both of two outcomes.  First, things tend toward the same as differences are discouraged; efforts that improve performance are placed at risk of suppression.  Second—alternatively or concomitantly—the levelers who rise above to be in charge of administering this doctrine decide recognition and advancement, and they do so based on whatever standard suits their fancy or is then in vogue.  Such standards tend to be unmeasurable, subject to whim, suiting the arbitrary caprice of the chief levelers.

In short, diversity is always in danger in the tyranny of mediocrity.  No one must be more beautiful, according to the day’s definition of beauty.

For a time the big burger chains, which initially arose by offering a better, excellent idea (until the idea became standardized) put the local mom and pop joints out of business.  Markets, though, have allowed competition to work its magic, tolerating room for some intrepid innovators to test customer interest in burger excellence.  Some succeed.

There comes the levelers’ claim that competition is inhuman, or at least unkind.  It supposedly disadvantages those who are not excellent, who are only mediocre.  Since not everyone can excel, this competition must be stopped.

That claim is inhuman and unkind.  People everywhere are mediocre or less than mediocre at some things, but each can do something better than someone else can.  The variety of talents and gifts is constantly amazing (and sometimes amusing).

If mediocrity standards are imposed, however will we discern the excellence that each has to offer?  Each person may be stymied from discovering what he or she is best at doing.  How does one find the divinity in his or her humanity, embedded in the unique gifts from God awaiting to be developed?  How many advances will be lost? We will be poorer for the loss.

I do not know how long it took the owners of Burger Shack to find out that they could offer an excellent product.  Perhaps they are still finding out.  While the year’s virus restrictions play to the advantages of the big, national firms, the last time I was at Burger Shack it was booming, even under the restrictions.  If allowed, people find a way.

Of Viruses and Governors

Photo by Jeffrey Hamilton on Unsplash

I have a close correspondent in Europe, with whom I have exchanged ideas for years.  Most recently he shared with me his worries and frustration with how Germany has been responding to the virus that has occupied so much attention these past months.  Here are thoughts from the response I shared with him.  I shall call him Walter.

  

Dear Walter,

Thank you for your note.  The virus lockdown and response situation in Germany sounds worse than I thought.  We don’t hear much about it in our media.  Most of what I pick up from Europe is from British commentators boasting about how glad they are that they got out of the EU just in time.  They claim to be way ahead in vaccine administration, particularly compared with Macron’s record in France.

Here in the U.S. we have been witnessing a general overreaction but we also experience the benefits of a federal system.  The variety of states are following a variety of policies, and people can see what works better (if the news can get through the big media channels).  The general pattern seems to be that the more the lockdown the higher the incidence, which these governors then use to justify even tighter lockdowns.  But even the worst states, like New York and California, are starting to realize that they have gone overboard.  Virginia is starting to ease up, perhaps because they have elections this year for governor and legislature (where Democrats have very thin majorities).  Schools are starting to reopen—despite the teachers unions who want to stay closed—but who also want their teachers first in line for the vaccines.  Children have been hardest hit, not by the virus but by the policies.

Politicians do talk to one another.  The virus gave a good excuse for heads of the executive branches to enjoy making decisions without working with the other branches of government.  The Chinese Government showed how, by engaging in a sharp, heavy lockdown of Wuhan, including control of information.  I don’t claim that they told governors here and leaders around the world what to do, but they did show them what to do and how to use the virus as the excuse. 

In the U.S., most governors with the early heavy-handed policies were Democrats, and the media were by and large in deep sympathy, quickly pitching stories to support what the governors wanted to do, helping to hype the hysteria on which the governors’ decrees were based.  Once the governors issued their first round of decrees they got to like it, but they needed to keep going to keep their legislatures off balance.  A few judges here and there, eventually, ruled that some of the governors had gone too far, rolling back some of the policies.  Many judges found ways to stay out of it, considering these to be policy matters, not judicial issues.

The thorn in the side of these governors has been other governors, who followed more reasonable approaches, such as the governors in Florida, Tennessee, Texas, even South Dakota, among others.  That is the beauty of a federal system.  It has worked imperfectly, but it has been a salvation, particularly as people have seen better results—from the point of view of the virus and of the economy—in these other states.  It has worked to keep the debate somewhat alive, even with media working hard to silence alternative voices.

This all shows the importance of a constitution, with personal freedoms and diffused government.  But it also demonstrates the importance for people to insist on observance of their rights.  Bless those who have had willingness and means to go to court and judges who have been willing to take the cases and support the Constitution.  The biggest tool that people have is perhaps economic, and there have been economic responses that have been penalizing states that have it wrong. 

Another important tool will be elections.  A few states, such as Virginia, have elections this year, and there has been a rising tide of resentment to the policies.  Throwing out of government the officials who have violated rights and pursued destructive policies would send a powerful message to other parts of the nation.  What we hope for now are good candidates, the ability to get their message out through the media opposition, and integrity in the elections (plenty to worry about there).

Anyway, a long answer.  But I understand your frustration.  I am, however, hopeful.

Wayne

Of More Money and Higher Prices

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We have a new occupant of the Oval Office.  I did not hear his inaugural address, uncertain who would forget it more quickly, myself or its deliverer.  Inaugural addresses are highly forgettable literature, Lincoln’s first and second addresses (the second especially) the only ones that anyone can seem to remember, and worthy they are as exceptions to the genre.

I have been remembering the mountains of money that the government has been spending that it does not have, wondering where it is coming from even more than where it is going.  It is hard to find anyone who can tell you much with certainty about either.  The current attention is more focused on plans to spend yet another two trillion dollars that the government does not have on things that are not very clearly explained.  This would be on top of the most recent trillion dollars approved by Congress drawn from an empty well to be spent watering many a hidden garden.

I can understand the first round or two of multi-trillion dollar government expenditures.  Since government caused the collapse of a strongly growing economy by shutting down commerce and locking up the population, a strong argument can be made that paying these victims is not exactly a bailout as it is compensation.  To quote Will Rogers, if Stupidity got us into this mess, then why can’t it get us out? 

A serious problem seems to be that once you get into the game of paying people more to stay at home than they can earn on the job, how do you bring the game to an end.  The plan of the new Oval Office occupant seems to be to go into extra innings but continue serving spiritous refreshments well past the seventh inning.  How will the people get home safely once the game is over?

The classic formula for inflation is to have too much money chasing too few goods and services.  The kindling for a roaring inflation would appear to be carefully set. The Treasury and the Federal Reserve have been dramatically expanding the money supply, with the Federal Reserve supporting the market for the government’s electronic debt (not much money is printed on paper anymore) by purchasing gobs of Treasury securities from banks, paying the banks with electronic credits on their accounts held at the Federal Reserve, which the banks cannot find much to do with.  At the same time, many governors continue to issue orders to suppress the supply of goods and services.  As Elon Musk reportedly said last year, if you don’t make stuff, there is no stuff.

If this worry is well-founded, then why have we not yet seen any inflation, government spending surges and the Great Cessation having been Federal and State policies for nearly a year?  A very good question, the answer to which may be found in the savings rate.  While a lot of electronic money has been going into people’s bank accounts, people have been shy about spending it.  The personal savings rate jumped in 2020 from about 7% to nearly 35%.  Worried people hoard more than toilet paper.  And a lot of things that people might spend money on, such as travel, suddenly were not available.  I was surprised last year when our car insurance company sent us a rebate:  insurance losses were down because people were traveling less.

The roads are a bit more congested these days, and the economy is showing strong signs of trying to recover.  Even the savings rate is coming down, dropping to about 13% as 2020 approached its close.  More activity is good, but what is the Federal Reserve going to do if more people spend more savings faster than more goods and services are provided?  How will the Federal Reserve respond to another couple trillion dollars of deficit spending to stimulate an economy that is already on a recovery trajectory and families continue draining their savings?  They could allow interest rates to rise, to encourage people to keep some of their money in savings accounts that have paid less than a penny a year per dollar saved.  Recent Federal Reserve comments, though, declare that is not on the table.

In the late 1970s, when Jimmy Carter was president, economists invented the term “stagflation,” as inflation was high and the economy was in the doldrums.  Joe Biden was a relatively new Senator back then.  Maybe he will remember those days.  That economic pattern served no one well.

Of Good Banking and the New Year

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A year in retirement can give you perspective, particularly a year fraught with ample opportunity to do some good amidst challenge, risk, and danger of various flavors.  Such was the year behind us.  Does the year ahead offer any less?

Many such thoughts were brought to mind in a recent conversation with the chief financial officer of a community bank.  As you would guess, we discussed the outlook for banking.  I observed that the condition of the industry reminded me of the dot-com bust of 2000.  While the economy was in decline, hit a second time by the terrorist attacks of September 2001, the banking industry was thankfully in strong financial condition.  The dot-com bust had a securities market and Silicon Valley locus.

As in 2001, so also today, the banking industry is strongly capitalized, liquid with financial resources, well positioned to fund economic recovery.  Fortuitously, that position is matched by a host of potential customers, especially entrepreneurs eager to start up new businesses or expand ones that survived the government-led shutdowns.  Among those entrepreneurs are many people whose businesses closed not from bad business plans, but due to the Great Cessation of 2020.  That is to say, there are people who want to start new businesses who know how to run businesses, if government strictures will let them.

Their problem is one of resources exhausted by trying to keep their businesses floating as the tide went out.  As the tide is coming back in, there is a ready supply of people who would like to have a go with a new boat.  Good bankers have always been in the business of finding and funding good risks. 

Banks grow as their customers and communities grow.  Good banking fosters and facilitates the generation, management, preservation, and application of wealth. 

Bad banking bleeds wealth, which is why failed banks should be allowed to fail, to end the drain on the economy and to make room for the productive work of good banks, new and old.  Good bankers do their work by insightful weighing of opportunities and risks, tailoring terms and conditions to such opportunities and risks.  Bad banking either mistakes opportunities, or it miscalculates or ignores risk, or both.  Which, by the way, is why governments should stay out of the business of banking (other than as prudential supervisors), as the history of government shows an atrocious record of missing opportunities and miscalculating risk, sometimes for the short-term benefit of government’s associates.

The other day I saw a happy video from the chief executive officer of a southwestern bank.  Her timely message was of gratitude to the bank’s customers for constant communication and support.  In return, she offered a reaffirmed invitation apropos to serving in a way tailored to customers’ financial needs.  Reach out to the bank, including its CEO, 24-7 for financial service.  In conclusion, she pledged the bank to “connect you with others in our community who can serve you best.”  Now, that is good banking.

Of Anger and Gratitude

The week before His atoning sacrifice and resurrection, Jesus Christ told His Apostles that a time would come when, “because iniquity shall abound, the love of many shall wax cold.”  Once again, in our day, Jesus Christ has called Apostles to spread His message.  This November, when much that was swirling around the world made it feel like such a time was upon us, Christ’s prophet, Russell M. Nelson, called for people to rise above clamor and cool the global distemper.  He asked that people take the week of Thanksgiving to flood social media, each day, with expressions of gratitude.  Millions responded.

Here is the collection of my expressions of gratitude, employing the label #GiveThanks:

Illumination.  Spent a pleasant afternoon with Christmas lights, preparing for Thanksgiving Night to flip the switch for the Christmas season.  I am grateful for the people who invent these wonderful beauties and for our trading system that makes them available.  Cambodia was this year’s new source of bright LEDs.  

Books.  I have long thought that one of the greatest bargains in the world is a book.  An author spends years, perhaps a lifetime, writing and sharing his thoughts, his research, his experience, his ideas, his wit, and charm, his spiritual insights, and much more.  And we buy it for a few dollars.  I am grateful for those who write, publish, and make books available.

Music.  The Christmas season quickly approaches.  Music is one of the most wonderful and penetrating ways of celebrating Christmas, in all of its aspects, from the sacredness of the birth of Christ, to the many wonderful traditions and fetes of celebration.

I have a theory that all truly great music—simple or complex—is not created but rather discovered by the composer.  Such music is, I envision, part of a body of music already known and celebrated in heaven.  I could be wrong, but some music is so sublime that it seems to me impossible that heaven could not already be aware of it.  It is my thought that “Greensleeves” belongs to such a class of discovered music.  Beethoven’s Fifth Symphony, Pachelbel’s Canon in D, the folk tune “Shenandoah,” among many others, are part of that divine play list, along with beauties yet to be discovered.  So it seems to me.  I am deeply grateful for those who write, perform, and make music available.

Work.  I have come to appreciate work.  I am grateful for work.  It gets stuff done.  My father was a worker.  He was always working, on the job, at home, at Church.  My sons know how to work and are quick to pitch in.  My older son tells me it’s the key to his success in his career:  he looks for the tough jobs and succeeds with them.  I have seen it, in him and his brother, as the key to success throughout their lives.

I am grateful for the opportunities to work, at home, at Church, and in my career.  I am grateful for those who work and those who gave me the opportunity to work and allowed me to apply inspiration to work smarter.  I have found work to be the key to faith:  you work at what you have faith in, and you get more faith.  It keeps on growing.  It’s worked for me.

By the way, my Dad liked to tell me that lazy people made the world go round, because they found easier ways to do more.

Art.  A multitude of thanks to those, throughout the ages and into the present, who have produced art that has stirred my soul:  mind, spirit, and body.  I think that the artistic sense is part of the divine in each of us, as examples of artwork are coequal with human history.  As with all gifts from God, some nurture their artistic sense and produce inspiring wonders.  I love to see such works as I visit art museums, which can stimulate the “muse” in me more than other museums.

The National Gallery of Art, in Washington, D.C., is a favorite.  Having seen others around the world, it is truly world class.  The Rijksmuseum, in Amsterdam, is breathtaking, especially since the remodeling has achieved marvelous things with light.  It takes nothing away from these wondrous museums to admit that I was stunned with my first visit to the Louvre.  The incomparable wealth of artistic beauty into which I was immersed overwhelmed me.  I am grateful for these museums, and for many smaller gems of artistic display that I have visited.  I never feel that there is enough time to take in the experience—good reason to keep going back.

Friendship.  Humans are social animals.  My experience tells me that we all need friends.  I am grateful for my friends, and I thank them for their friendship.  I thank them for welcoming my friendship.  Our friendship enriches life and strengthens us in times of challenge.

One of the great challenges of recent months has been to overcome barriers to friendship, whether physical barriers, psychological barriers, or even political barriers.  I thank my friends for their innovative and extra efforts to rise above those barriers.

I recall the lyrics to the song, “What a Wonderful World:”

“I see friends shaking hands, saying how do you do. They’re only saying I love you.”

It is healthy.  I love my friends.  They make me wealthy in what really matters.  Thank you.

Family.  Families are meant to last.  I am grateful that I have been part of a family all my life.  I first learned of love in my family.  The joys of family—such as we experienced in today’s Thanksgiving Day gathering—can make existence in this world of sin all worth it.

Thanks to those who form and keep families, who work hard to preserve and strengthen their families.  I think of not just the family of my wife and me and our children, but a family that reaches in both directions, a family with roots and branches.  My ancestors have not disappeared into nothingness, and I anticipate a posterity that extends forever.  I am strengthened by them all, through Jesus Christ who made families, such as His, to last forever.  Of this I am forever grateful.  It literally means everything.

Of Platitudes and Political Attitudes

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I am naturally optimistic.  So you will understand that I rejoiced to see several of my friendly neighbors, who sometimes disagree with me politically, place signs in their yards supporting positions consistent with the views of free market liberty-loving constitutionalists like myself.  That would appear to bode well for candidates in this election who also tend to trust markets, liberty, and constitutional rights.

I will confess that to some the signs might read like a public creed of platitudes.  Perhaps they are intended to present an impressionist attitude of some kind.  Here are the phrases, written in bumper sticker style.  See what you think.

To begin with, who could argue with the obvious truth that “Black Lives Matter”?  I personally know no one who does not naturally embrace the idea.  I do notice that those who in published media lionize the eponymous organization laying claim to the title reveal little material interest in the lives of black police officers, black small business owners, or unborn black children.  That may be why the lady running for Congress in Baltimore’s 7th Congressional District emphasizes that “all black lives matter.”

Next on the signs is the phrase, “No Human Is Illegal.”  That is surely the case in the United States as long as it remains a nation of law and order.  Things that some people do are illegal, but enshrined in the Declaration of Independence and the Constitution is the concept of individual worth.  The notion that people themselves can be illegal is reserved for socialist governments and monarchies, where large portions of the population can find themselves illegal.  That is a crucial reason why the American founders broke from the monarchy and why applying socialism here terrorizes lovers of liberty.

Third on the signs is the bromide, “Love Is Love.”  Surely it is.  Perhaps it appears because love is the core principle of many religions, such as Christianity, which rests on two commandments (also taught in the Old Testament):  Love God, and love your neighbor as yourself.  As Jesus taught, on these rest “all the law and the prophets.” (Matthew 22:40)  Jesus also taught that with the breakdown of law and order, “the love of many shall wax cold.” (Matthew 24:12)  I am thrilled that churches are being allowed to open again so that they might continue to teach their doctrine of love.

The phrase, “Women’s Rights Are Human Rights,” is given fourth billing on the signs.  That is absolutely true, even if it is violated in many parts of the world.  I am reminded, by my neighbors who have come to the United States from such nations where women’s rights are routinely violated, why I am grateful that my daughters and granddaughters live in a country where their rights are real and protected.

I am grateful that the signs include what is in danger of becoming a meaningless cliché, “Science Is Real.”  Our nation was midwifed by the enlightenment, a rejection of the medieval notion that scientific verities were determined by government or ecclesiastical agencies and votes of councils.  We are all indebted to courageous scientists who stood alone and refused to accept any scientific debate as “final,” who asked more questions that often led to better answers that have made mankind healthier, wealthier, and more flourishing.  May our nation of freedom encourage the continuation of that story.

The penultimate phrase on the signs is the prosaic declaration, “Water Is Life.”  I remember Barry Goldwater, Senator from Arizona, explaining to a skeptical Senate the importance of water rights.  There would appear to be a longtime tug of war in our government agencies about the importance of water management.  As with many important issues, relying upon our federal system of state and national interaction is most likely to give us the best management answers.  National mandates are likely to leave local communities dry.

The final phrase on the signs is the catchall, “Injustice Anywhere Is a Threat to Justice Everywhere.”  An unlimited aspiration, mankind has wrestled with it from the earliest times.  As this is to be an ongoing struggle of which we should not tire, the question is how best to proceed?  Our founders asked that question.  They recognized that arbitrary governments were the worst offenders.  The structure of liberty they established has fostered the multitudinous avenues for virtue that have not ceased to make progress in combating injustice.

I cheer such display of worthy attitudes of support for our nation’s growth in liberty.

By the way, there is a website where you may go to purchase these signs, $10 each.  Free enterprise is wonderful.

Of Prophets and Modern Times

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In the eighth century, B.C., kings of Judah looked toward an alliance with Egypt to protect them from the Assyrians.  A prophet of God, Isaiah, warned them that insecurity would come from it.  He reminded the king and his people to trust in God, the source of their defense in their days of strength, spiritual and material.  Under divine inspiration Isaiah prophesied,

“Say ye not a confederacy, to all them to whom this people shall say, A confederacy; neither shall ye fear their fear, nor be afraid.  Sanctify the Lord of hosts himself; and let him be your fear, and let him be your dread.  And he shall be for a sanctuary . . .” (Isaiah 8:12-14)

After efforts at alliance proved unreliable, Hezekiah, the king of Judah, eventually followed the Lord’s counsel.  As prophesied (see Isaiah 8:8), the armies of the Assyrian empire overran the land and laid siege to Jerusalem, reaching “even to the neck”, but the city did not fall.

In another part of the world, an ancient military leader in the Western Hemisphere wanted to know where his people were who had been taken captive by an invading army.  He asked the prophet of God, Alma, who inquired of the Lord.  Alma told the general where to find them, whose army then surprised the invaders, “and there was not one soul of them . . . that were taken captive” that was lost (Alma 16:8).

As a child I often mused how marvelous it would be to live in a time when Jesus’ Apostles, who lived so close to the Lord, walked the earth.  What would it be like to hear directly from those who personally knew the Savior?  In my youth I discovered that Apostles, called by Jesus Christ, were on the earth once again.

Through the power of modern communication, they recently spoke to all who would listen, as they do every six months (and as often as possible in between).  Here are some of the things that a few of them most recently said:

“Each of us has a divine potential because each is a child of God.  The question for each of us, regardless of race, is the same. Are you willing to let God prevail in your life? Are you willing to let God be the most important influence in your life?  Will you allow His voice to take priority over any other?”—Russell M. Nelson

“I bless you with an increased desire and ability to obey the laws of God. I promise that as you do, you will be showered with blessings, including greater courage, increased personal revelation, sweeter harmony in your homes, and joy even amid uncertainty.”—Russell M. Nelson

“The Lord’s teachings are for eternity and for all of God’s children.  As followers of Christ we must forgo the anger and hatred with which political choices are debated or denounced in many settings.  We move toward loving our adversaries when we avoid anger and hostility toward those with whom we disagree.”—Dallin H. Oaks

“We must notice the tribulation of others and try to help. That will be especially hard when we are being sorely tested ourselves. But we will discover as we lift another’s burden, even a little, that our backs are strengthened and we sense a light in the darkness.”—Henry B. Eyring

These are but a few nuggets chipped from the vein in the goldmine.  They are reminders that God the Father remains so mindful of us as to place living Apostles and prophets among us today as He did anciently.  I first learned that in my youth.  I have learned it again every day since.

Of Careers and Stepping Away

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Asked to give up successful careers, they all did.  Decades ago one was a world renowned heart surgeon.  Today he is president of a worldwide church, The Church of Jesus Christ of Latter-day Saints, with some 16 million members.  His name is Russell M. Nelson.  At 96 years he is still vigorous, going about the world doing good.

One of his colleagues had been a Justice on the Utah Supreme Court.  Dallin H. Oaks stepped away from that post and his legal career when asked to assist in leadership of the Church, which he has now done for 36 years.

His colleague, Henry B. Eyring, has a Ph.D. and MBA in business administration from Harvard.  He left the faculty of the Stanford Graduate School of Business to serve for six years as a college president.  Since 1980, he has been involved in spiritual education at all levels of the Church, with the exception of 7 years to help manage the Church’s physical operations.

The youngest of these three men is now 87.  All three gave up their successful careers to devote their full attention to religious matters, for decades.  None expected to be Church leaders.  They never applied for those responsibilities.  None of them retired from their jobs.  They were asked, and they stepped away in the prime of their professions.  They had faith that the Lord had something even more important for them to do.  They were invited to serve in what they would in an instant tell you was a more pressing calling.

These three are members of what is known as the First Presidency, the highest council of the Church.  They were called to their current positions after first serving as members of the Council of the Twelve Apostles.

Their colleagues on the Council of the Twelve have similar stories.  None planned to be leaders in the Church.  Some had careers in the automotive, real estate, investment, health care, airline, and banking industries.  Others came from occupations in education, on college faculties and as college presidents.  Another was president of a chemical company, another in manufacturing, yet another a heart surgeon specializing in cardiac transplants.  One of these had a career in international relations, in and out of government.  And one was an accountant and auditor—nothing meant by mentioning this profession last.

Departure from a vibrant career is not expected of everyone.  For all but a few, our chances may be no more than doing the marvelous good each day that our jobs may offer, as well as helping our families, neighbors, and communities.  The daily potential is endless, and the joys of job and service taken together can be great.  

Still, there is inspiration in the dedication of those who were asked to give up their careers and did so.  They are giving their all—retaining the preeminence of service to family, which may not be surrendered—to the opportunities to bless others whom the Lord puts before them.  Wonderfully, the Lord also, each day, puts before us opportunities to bless.  Through our work and our service we strengthen our communities, as the Lord would have it.

Of Overreaching Concerns and Asset Allegation

Photo by Etienne Girardet on Unsplash

What’s in a word?  That is an old question.  Often what is in the word may not be what the author intended.  The result can be humorous, and sometimes insightful.

Before retiring from the American Bankers Association, I became acquainted with a couple of examples where perhaps the wrong word presented an insightful meaning.  Listening to a seminar broadcast I heard the speaker explain the “overreaching concern” of his particular program.  Since the beginning of the Great Cessation and related lockdowns, I have heard many overreaching concerns expressed.  Perhaps we may learn from them.

On another occasion, in reference to money management, I became acquainted similarly by insightful accident with the term “asset allegation.”  I think that many a loan officer or bank examiner has had to come to terms with cases of asset allegation.

In 1775 the English playwright Richard Brinsley Sheridan introduced us to Mrs. Malaprop, who delightfully uses words in unintended ways, at least unintended by whoever created the words.  His play, “The Rivals,” is a classic of English comedy.  In one example, Mrs. Malaprop, trying to convince her niece to give up on a young man of interest, expresses the wish that Lydia, the niece, would “illiterate him” from her memory.  In recent days, I think that we have all come across efforts by some to “illiterate” events from our historical memory.  Much to her happiness, Lydia ignored the advice.

Mrs. Malaprop, quite displeased with Lydia’s response, cautions her niece not to “extirpate” herself from the matter, explaining to the young girl that Malaprop has “proof controvertible” for her case.  Again, in recent days many have indeed been called upon to “extirpate” themselves or their ideas, prodded by noisy voices offering much “proof controvertible.”

In conversation, discussing what she considers proper education, Mrs. Malaprop recommends boarding school, where the student could obtain “a supercilious knowledge in accounts”.  I may admit that considering the CECL financial accounting rule, I have been tempted to wonder to what degree “a supercilious knowledge in accounts” might have had a role in its development.

I would also wonder, as I compare the variety of approaches across the globe to the current virus, whether some policymakers were subjected to Mrs. Malaprop’s advice that youth be “instructed in geometry” that they “might know something of the contagious countries”.

As a final reference, of many wonderful examples in the play, I would call upon Mrs. Malaprop’s advice that proper education of Lydia might lead the dear niece to “reprehend the true meaning of what she is saying.”  I have heard and read many things in recent days by many people and mused whether the time would arrive when these people would come to reprehend the true meaning of what they were saying.

In my days of Civil War reenacting I became familiar with the Union song, “Grafted Into the Army.”  Composed by Henry Clay Work, it pretends to be written in the words of a widow, immigrant to the United States, lamenting her son Jimmy being “grafted” into the army.  Military jargon can be difficult enough for those not in the army, even more so for someone arrived in a new society.  Jimmy’s mother does express pride in her son “Dressed up in his unicorn.”  Intended to provide lighthearted moments in a dark time, the song also tells of the widow mother complaining at “the captain’s fore-quarters” about her son being too young.  Many sons were too young, and too many did not return.  Mixed in the mirth is the sad message that Jimmy’s “brothers fell / Way down in Alabarmy.”

An anecdote from dining at a restaurant:  I had occasion to visit the restroom.  The following instruction, printed in large letters, was displayed prominently over the sink:  Employees must wash hands.  I waited there some minutes, pondering the appearance lately of many strange requirements, but at last I gained the courage to break the rule and washed my hands myself.

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